Have the Problem with the Heating System? Here is the Solution!

Commonly many people will completely say that they love to spend their time in the home. But, if you have problem with your heating system, here we have furnace repairs Columbus for your heating system problem. The home is such a great place where we can spend most of our time with full of peace. If we feel so comfortable in our home, it means that we can find the peace. Maybe because you love your family and you also love to spend your time with them, you will completely feel that spending time with the family is very nice in the home.

Besides of creating the good atmosphere for the home, we also need to make sure that we can prepare for all of the house components so that we will feel so comfortable in the home. Checking all of the house components is the job of us since this is our own home. Actually, there are some important parts that we should pay attention much if we want to have the normal function of house components.

One of the most important for the house is the heating system for your home. When the winter comes, you need to make sure that you have the good condition of the heating system. If you do not have the good condition of the heating system, I am afraid that you will have such a bad winter. If your heating system is bad or broken, you do not need to be worried. The furnace repairs Columbus is such a great heating service that will make the good reparation of the heating system in your beloved home. They are very experienced in dealing with this kind of condition also. So, what are you waiting for any longer time?

Finding the Right Real Estate Agent

Picking the right real estate agent is an important decision and task. This person is either going to sell you our dream home or sell someone else the home you are in. You want to make sure they are up to the task. There are many, many real estate agents in most markets so you should do some research before selecting one.

 

If you are buying a house, you need to make sure this person totally understands what your budget is and what you are looking for in a home. The last thing you need is someone who constantly takes you to homes that are either just not your style, in your budget range or the neighborhoods you want to live in.

 

On the flip side, you need to know that they are going to really work to sell your home if that is what you are doing. Do they show many home? What is their success rate? What is their style in selling homes? Do they dress them up before a showing.

 

Get recommendations from friends and family but also look into references and their track record. Have they sold homes like yours before?

 

Doing your due diligence will make all the difference in dealing with any real estate agent.

How Facility Managers Help You Construct Your Facility

Construction of a commercial facility is a complex task. Overlooking a key building feature while constructing your facility may lead to huge operational costs after construction. Hence, in order to avoid mistakes and to construct an effective facility, it is always better to take help of the professionals in the field, such as facility managers.

You can benefit by outsourcing your construction activities to an experienced facility manager as he will have essential construction management skills. These skills include practical experience, familiarity with tools and techniques for planning, scheduling, and supervising and the ability to work with people. Facility managers perform various tasks to ensure quality construction. Some of them are listed below.

Construction planning
In order to build a perfect facility, proper planning before starting the construction process is essential. As part of construction planning, many things should be taken into consideration, such as initial estimates, design and constructability review, value engineering and cost saving analysis, project implementing plan, an organized cash flow schedule, team coordination, and prescheduled meetings with subcontractors and vendors. Hiring contact suppliers, skilled labor and artisans, etc. is also a part of construction planning process.

Before starting the construction process, an experienced facility manager works with you to determine your objectives and standards regarding the facility and prepares construction planning.

Computer-aided design
Facility managers work with architects and engineers to design plans that address your requirements and overall goals of your organization. To transform your ideas into reality, they work with computer-aided drafting technicians to create two and three dimensional drawings. Based on these technical drawings, they prepare specifications, order construction materials etc. to construct your facility.

Interior design
Though interior designing is taken up after the construction, it is certainly a part of construction process. With a clear idea about the purpose of the facility, facilities managers design internal elements in such a way that your facility offers better living and working environments for the inhabitants. They ensure that the interior items such as carpets, paintings, decorative items and office furniture are beautiful as well as economically and ergonomically perfect.

Space optimization
Space optimization is the most important part of construction process. It involves effective utilization of space with least wastage. It helps in maximizing the usable space available in your facility. Space can be optimized by properly designing the building layout. Well experienced facility managers develop and implement a design by aggressively looking out for reducing wastage of space during planning process.

Reduce construction debris
Facilities managers plan, design, and manage the equipment and supplies properly. They reduce construction debris by obtaining required raw materials and using them effectively. This task requires experience in the field of business administration, architecture, engineering and construction.

Integrate flexible installations
It is very important to install flexible and efficient systems to maximize performance and minimize energy costs of your facility. With experience and thorough approach, facility managers use systems and products of highest performance, quality and reliability. They tailor innovative and cost effective design solutions to suit your requirements.

Security
Technology in safety, access and surveillance tools is advancing every day. Facility managers abreast with the latest developments, install security systems that meet environmental, health, and security standards. They check the compliance of construction norms with the federal and local laws. If required, they obtain clearances from appropriate agencies.

Minimize the cost
Using innovative design approaches, improved methodologies and new technologies, facility managers optimize the resources and reduce construction costs significantly. They make sure that all the necessary aspects of the construction process, right from land acquisition to escalations are completed within the budget, protecting the project against additional costs.

Once the project is executed, facility managers will hand over all warranties, project reports and maintenance information to you. So make sure that you approach a reputed facilities management company to get the services of a best facility manager.

Ten Reasons To Buy Hackney Property

Vibrant Hackney has undergone considerable regeneration in recent years and today Hackney property deservedly represents one of Londons brightest hotspots. To the delight of local estate agents Hackney was recently blessed with an underground extension to link more efficiently to the city, although there were always great bus services to nearby tube stations plus twelve over ground train stations. This high speed guide is going to give you just ten starter reasons to think about investing in Hackney property:

1. Hackney is Londons greenest borough, with 62 parks & open spaces and the largest football pitches in Europe at Hackney Marshes.

2. Hackney Marshes will be a site for the 2012 Summer Olympics and the Olympics effect benefits local house pricing.

3. The borough is now positively spoilt for transport links – there are frequent buses, those twelve train stations, an underground line and cycle lanes.

4. Hackney has undergone an incredible regeneration process, most recently with to new builds spring up alongside the arrival of the new tube station.

5. Many Hackney properties are listed buildings, meaning of historic importance, and they often come with original features. Look out for stunning conversions and beautiful Georgian or Victorian terraces.

6. To the joy of local estate agents Hackney is now teeming with highly sought after features such as balconies, open plan designs, brand new kitchens, Victorian garden flats, contemporary design patio gardens and more.

7. There are fantastic local restaurants plus the ever popular Broadway market. Families should be tempted by entertainment at The Hackney Empire, and days out at Hackney City Farm, The Museum of Childhood, the London Fields Lido and several ice rinks.

8. The Department for Children, Schools and Families has recently awarded Hackney council a whopping 170 million to spend on enhancements to local secondary school education.

9. Other local attractions include nearby Spitalfields market, the Rio art cinema, Dalston Kingsland Shopping Mall, the legendary Ridley Road and Columbia Rd Flower markets and the nightlife of Hoxton & Shoreditch to name but a few.

10. Locally youll also find plenty of excellent sports facilities and health clubs plus some very reputable complementary therapy centres.

Like any area of London, local knowledge is of paramount importance. Whilst there is no shortage of estate agents Hackney property can be of variable quality depending on who you team up with. The popularity of the area in some senses certainly doesnt help matters and you do need to be selective in your search. The best policy is to make sure they actually have a local office specialising in the area which has been established for a number of years. You will need their local expertise to advise you on different neighbourhoods, and to ensure that you are seeing the best possible properties within your specifications. There are indeed some local estate agents Hackney has journey right through the regeneration process with and often theyll have those long-standing local connections to be able to only show you the better homes.

Enjoying A Propane Fireplace In The Condominium Is Not Undoable Now

A fireplace is the solution for those who want to change the aspect of their home and warm up their living rooms during the cold and snowy nights of winter. Now you can also find fireplaces for apartments because manufacturers have adapted their offer to the needs and expectations of their clients.

If you do not plan to use your fireplace all the time, but make it a piece of interior decoration, instead, you should purchase an electric fire. On the other hand, people who are more likely to use their fireplace for rather functional than esthetical reasons, should resort to gas fires. Irrespective of the type of fireplace you choose, there are plenty of discounts available at the stores during these summer months, so it is worth making such a profitable investment.

You need not worry about gas fires maintenance as they are as easy to maintain as any other type of fireplaces. Producers have designed various models of fires in order to meet the tastes and the needs of their clients, therefore you may find traditional as well as contemporary and modern gas fires at specific stores.

Although setting up a fireplace makes the room more intimate and adds up to a more refined style, the process of building a fireplace is quite complex, starting from the change to the architecture of the room up to the materials and products used in the construction. Spending time in front of the fireplace becomes the perfect place for a family meeting of even a romantic one.

When deciding upon a fireplace, the available offer is unlimited; from gas fires, electric fires, flue less fires, wooden or natural fireplaces to electric or wood burning stoves. The choice for one type is mainly based on the construction constrains such as space or even on the style of the buyer.

The most recurrent problem people face whenever they decide to set up a fireplace in their home is the absence of a proper space to install it. This problem is no longer unsolvable now thanks to the portable gas fire models such as, the outset and the wall mounted gas fire which can be placed wherever the owner wants.

Many people resort to electric fires or other heating equipments because newly built houses in England do not have chimneys. They can, nevertheless, provide their homes with fireplaces as manufacturers have produced a model that does not require a chimney.

Thanks to the new models of gas fire, people who do not want to modify their houses by constructing a chimney can still have a fireplace. These models are endowed with special systems that filter the flue gas and turn it into breathable air or evacuate the toxic gas with the help of an electric fan.

Its time to give up your old stove in favor of a new gas fire as the latter is easier to maintain and it does not represent a danger for you or your family. Ensure a pleasant and safe atmosphere in your apartment and take advantage of gas fire discounts.

Advantages Of Modern Houses

What made houses popular in todays modern trends? A few years back, houses were known as one of the most unpopular types of housings in the Philippines in terms of providing the modern benefits that many modern Filipinos are looking for.

Today, however, there are many new residential Philippines properties for sale that can offer their residents modern benefits, and these types of new houses are mostly found around the outskirts of Metro Manila.

Advantages of Modern Houses
What made houses modern? Many new houses in todays modern trends are found not in residential districts, but are mostly around the outskirts of Metro Manila. Although not as advantageous compared to houses in terms of accessibility, these new houses can offer benefits which are mostly offered by other types of modern housings in the Philippines, such as condominium complexes.

More Family-Oriented Environment
Condominium complexes, though not found in business and commercial districts, are still known as one of the most popular and in-demand types of modern housings in the Philippines. Part of the reason why is that these types of housings aim to offer a suitable living space for modern Filipino families.

However, other than condominium complexes, there are also a number of housing communities in these locations that can also offer the same family-oriented environment that condominium complexes can offer to their residents.

Similar to condominium complexes, these new housing communities can also offer wide-open spaces for growing children to run and play, the same serene environment, as well as the same popular collection of amenities.

Luxurious Amenities
Another reason why condominium complexes became popular with is its collection of amenities such as swimming pools, gyms, recreational parks, playgrounds, as well as sports complexes. However, other than condominium complexes, many new housing communities are also known to offer their residents with with the same type of amenity. The difference, however, is that residential Philippines properties for sale available in these housing communities are far more affordable.

New Term of Payment
What made these new houses even more popular among many Filipinos is because of its new term of payment. Other than its affordability, these new residential Philippines properties for sale can also now be bought and paid in installment, making it more affordable compared to houses found in residential districts, as well as renting in apartment units.

Acknowledging The Facts About The Real Estate Investing Packages And Courses

Every real estate investors have a hardly any things in common. They are commonly not flying by the seat of their pants. There is a program to follow. {Today, we want to supply you with a simple, yet successful real estate investing program to kick start your victory as an investor.|It is our purpose to give you the essentials of real estate investing program

1) Educate You
Up to now in the evolution of real estate investing, there is no basis that learning shouldnt be number one on your listing. It is the basis and of the life and firm you want to guide in the future. Understand programs are all over are captilized on by the well-versed. There is no one questioning if this is right or wrong. How could you come first if you don’t understand your investment method? You cant. And if you dont you will love money.that is not the aim.

2) Network, Network, Network
You attend to it all the time in real estate it is about location. And when you can’t figure that out, just pay attention to the location. Well, this is right, but if you are leaving to be a upright real estate investor and follow a real estate investing program worth its power in salt, then you have to comprehend the essential importance of networking.

Networking is how you are going to find the best offers on the market. Through networking you are going to assemble the people you want to be successful. Networking is how you are going to find the cash compulsory to get your deals done. Remaining optimistic is going to happen by meeting people with upbeat people.

3) Drive
You have to have drive to be winning in any business. Deep-seated down inside, you must think that you are going to be successful.. Take action on your opportunities by taking the nessary steps.. Be resilent. Stick with your goals and dreams when others have fallen to the pavement. Success never comes to a quitter. Stay in the fight and keep your dream alive.

There is always another real estate investment list, but they are the foundation that a person can be flourishing with if they fix to it, prolong their knowledge and progress, while networking with the market place and studying all they can.

A Brief Description the Basic Types of Mortgage Loans

Conventional Mortgage – This mortgage, which is also known as a fixed-rate mortgage, is the one that is thought of when most people think about buying a home. These types of mortgages can run from 10 years to as much as 50 years, in some cases. They are completely amortized, or paid in full, at the end of the contract period.
In todays market most of these loans require between 20% to 30% cash down payment depending on the credit score of the borrower. Closing costs add to the amount of cash that a fixed-rate mortgage will require. Usually this will run about $3,000.00 to $5,000.00 for the average loan. This is above and beyond the down payment.

FHA Insured Mortgage – The FHA doesnt make loans or build houses. It only insures loans offered by private lenders. Mortgage insurance protects lenders against losses that result from defaults on home mortgages by the buyers. This insurance makes it possible for a buyer who cannot qualify for a conventional loan to still be able to buy a house or condominium. Townhouses and condos must be in a HUD approved complex to qualify for FHA insurance. Currently a little over one third of all home purchases in the U.S. are backed by an FHA loan.

The FHA loan programs normally require 3.5% down although in some cases a down payment as low as 0.0% can be worked out. Closing costs are quite low and in some cases no closing cost will be required. The maximum loan amount will vary and will depend on what state and county the property is located – check the FHA website to see the loan limitations for your state www.fha.gov .

A common misconception is that the FHA buyer assistance programs are only for first time buyers. This is not the case. Any prospective home buyer can use an FHA insured loan as long the buyer doesnt have a current FHA insured loan in their name. If they do have an FHA insured loan in their name that loan must have a Loan-to-Value (LTV) ratio of 75% or less. To find your LTV ratio divide the total amount of money that you owe on your home by the appraised value of your home.

A buyer can qualify for an FHA insured loan with a much lower credit score than a conventional loan requires. FHA rules governing credit scores state that any application made after October 4, 2010 where the applicant has a credit score of 580 or above is eligible for the maximum amount of FHA financing available. Borrowers with credit scores of 500 579 are eligible for 90% LTV.

VA Backed Mortgage – The main advantage for using this loan program is the 0.0% down payment that is required by the VA. It should be noted that the lender can require a down payment at his discretion. This determination is usually based on the borrowers credit score. A down payment can also be required if the loan is made with graduated payments or if the purchase price of the home is more than the reasonable value of the property as determined by the VA.

There are limitations on the amount of closing cost that the lender can charge. As this is subject to change please check the VA website, http://VA.Gov , for the current status.

Applicants with other than honorable discharges will usually require further investigation by the VA. This is necessary to determine if the separation from active duty was under other than dishonorable conditions. To see a complete list of eligibility requirements please check the VA web site.

Interest Only Mortgage – Labeling a mortgage as “Interest Only”, in most cases, is a misnomer. These loans are usually not really a loan in which the borrower only pays the interest and nothing more. “Interest Only” loans normally have a provision to let the borrower make an interest payment(s) at a specified time(s). There are some of these loans that let the borrower make only interest payments for the life of the loan and then require a balloon payment of the original loan amount at the end of the payment schedule. This type of mortgage is not a good option for most borrowers.

Adjustable-Rate Mortgage – There are many pitfalls to these types of home loans. With this loan the borrower does not know what the monthly house payment will be in the future. If interest rates go down the payment will go down but if rates go up so does the payment. As it is impossible to gage what interest rates will do over the life of a 30 year mortgage this is quite a gamble.

Just one example – A home bought for $300,000.00 on an ARM with a starting interest rate of 4% will have payments of about $1,432.25 per month to cover principal and interest. If the interest rate adjusted to 6.5% the payment would go up to $1,896.20 and if interest went to 9% that payment would jump to $2,413.86. Not many people can afford a $1,000.00 a month jump in house payments so be cautious of ARMs.

FHA 203K Program – When a borrower wants to purchase a house that needs repairs or modernization he/she will usually have to obtain financing first to purchase the home and then additional financing to do the repairs. They will then have to obtain a permanent mortgage when the work is completed to pay off the interim financing. Often this financing, the purchase and repair loans, can involve relatively high interest rates and short payoff periods.
The FHA 203(k) program was made to address this situation. The borrower can get one mortgage, at a long-term and competitive fixed rate, to finance both the purchase and rehabilitation of the property. To provide funds for the repairs, the mortgage amount is based on the projected value of the property with the repairs done and taking into consideration the cost of the work. This is a great program if the buyers are buying a “Fixer-Upper”, they want to make any special needs renovations or any other repairs or upgrades that the buyer requires or desires.

Specialty Type Mortgages

Combo or Piggyback Mortgage – This is actually 2 separate loans used to purchase 1 home. These are harder to come by in todays mortgage market. To pull off a piggyback mortgage package the borrower must have an excellent credit history. He/she will take out a 1st and 2nd mortgage on the property at the time of purchase. These mortgages can be conventional or ARM or a combination of both. One of the reasons to use a piggyback type mortgage program is to try and eliminate the requirement for mortgage insurance when the borrower has less that 20% down payment.

Equity or Second Mortgage – These are nothing more than a second or junior mortgage. They are in addition to an original mortgage and are in a lesser position. They use the equity in a home to secure a loan. These loans can be fixed rate, ARM or even a line of credit. To qualify for this type of loan most borrowers need to have equity in their home of a greater amount than the loan they are applying for.

Bridge or Swing Loan – These loans are used when a borrower wants to buy a home while an excising home is on the market but not yet sold. Equity in the borrowers current home is used to secure the bridge loan. This loan is typical paid off with proceeds from the sale of the current home.

Reverse Mortgage – These are available to anyone over the age of 62. The home owner must have enough equity in his house to meet the lenders requirements. These vary from lender to lender so the borrower will have to contact the lender to see if their home equity will meet the lenders requirements.

These are a mortgage where the lender makes monthly payment to the home owner as long as the home owner lives in the mortgaged home. The interest that is paid by the home owner can be fixed-rate or adjustable.

The advantage with this program is that, unlike a second mortgage, there is no payment due until you vacate the home or it is sold. The interest is only charged on the money you have received not a lump sum.

Interest rates on all these mortgage options are subject to rapid change and therefore are not quoted. Check with a lender, broker or agent to get the latest rates.

In general there are 3 basic types of dwellings that qualify for these mortgages. These are all Single Family Real Estate Homes (SFR) – they include Manufactured Homes (Mobile Homes), Condominiums or Townhouses and Public Urban Developments (PUD). It should be noted that to acquire a FHA or VA mortgage for a Condominium or Townhouse the Condo or Townhouse must be in a HUD approved complex or community.

This article was based on guidelines at the time this article was written January 12, 2012. Please check with the applicable agent or agency to ensure that they are still current before making any buying decisions.

Five ways to get started with content marketing

Content marketing is one of the approaching forms of marketing these days due to the increase in online sales and purchases. Large mass of people are opting for cracking their purchases online and thus, you need to promote your product online. Content marketing is one of the best ways to promote your product online without forcing your customer to purchase.

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If you are undertaking content marketing for the first time, then you need to keep certain things in your mind for making your marketing campaign the successful one.Some of the factors to consider are listed below –

Research should be your first step

Research is the initial step for starting with content marketing as it will help you to plan your strategy. You need to decide your target audience and their wants. Before creating content you need to know what your audience wants for example a buying guide, deep information, answer to any particular question etc. creating content which is relates to the need of your audience will surely help you to be ahead of your competitors.

Lay down your goals

Different companies have different marketing goals and their goals decide the strategy of their marketing. Decide what you want to achieve with the help of content marketing, this will give a better direction to your content marketing campaign. For example if achieving sales is your goal,  then you need to promote your product or the services while if your goal is to create buzz about your site or the brand, then a educational, informative content writers is enough.

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Measure of your performance

Measuring performance is necessary in order to know the extent of your success. Thus, based on your goals you also need to decide your matrix in advance.Your matrix can be the number of visitors in a day, number of likes, shares etc. If you get a positive result, then you are stepping in the right direction

Interactive marketing can win you customers

At first you must need to publish quality content, but even if the quality content is the bit boring one, then you will probably lose your prospective customer. The reason behind is that the visitor will not hold interest and will just leave the page.It is advisable to get in touch with professional writers via contentmart.com for getting quality content.

Use social media to your utmost advantage

If you are stepping forward to take content marketing campaign, then you must make use of social media sites for getting in touch with the customers as well as for promoting your content. Posting on social media sites help you to promote your content to a wide range of audience.

Waterfront Areas to Live In Surrounding Charleston, South Carolina

There are a number of different waterfront areas to live surrounding Charleston, SC. Living on the coast, we have numerous opportunities to live on the ocean, the Charleston Harbor, the many tidal creeks and estuaries, as well as the abundant lakes and ponds that we have here. One of the more popular searches for those looking to purchase a home here is whether the property is on the water, and if it is navigable by boat.

If youre thinking oceanfront, there are 3 main beaches that surround Charleston. Isle of Palms to the north, Sullivans Island below that, and Folly Beach just south of downtown Charleston. The most expensive is Sullivans Island due to the limited number of homes available on the market. Isle of Palms is also expensive, with large oceanfront homes on larger than normal lot sizes. Folly Beach is the most affordable beach community surrounding Charleston to live in.

If youd like to purchase a home on deep water or tidal creek, then there are a number of options. Mount Pleasant to the north of downtown Charleston, James Island to the south of Charleston, and West Ashley to the southwest of downtown Charleston. Mount Pleasant is the most expensive of the three, but offers the ability to live on the Charleston Peninsula (large water), or the Wando River. There are a number of fingering creeks off of these large bodies of water that allow for numerous waterfront sites from which to live. James Island is the second most expensive waterfront area surrounding Charleston. This location is close to the beaches like Mount Pleasant, and also borders the Charleston Harbor. James Island has a large number of creeks that make their way through the island, thus making it easy to find a waterfront home site. West Ashley is the least expensive waterfront area of the three, and it borders downtown Charleston and is along the Ashley River. This is a great location for those looking to be close to town, without the price tags of Mount Pleasant and James Island.

If youd like to purchase a home on a lake or pond, then almost any other area surrounding Charleston will peak your interest. Lake Moultrie is a very large body of water to live on, being 110,000 acres in size. Smaller lakes are also an option, for example on the Goose Creek Reservoir. Many other lakes surround Charleston smaller in size, and even brackish lakes as well (being a mix of freshwater and saltwater). Most of the townhomes and condominium communities also have smaller ponds with fountains or a small pond with ducks, turtles, egrets, herons, Canada geese, otters, etc.

With all of this water surrounding Charleston, living on the water can become a reality. A saltwater creek in your backyard allows you to fish, boat, and have fresh shrimp and crab legs for dinner. What are you waiting for?

while many other smaller lakes can be found in most areas surrounding Charleston. After all, were called the Lowcountry for a reason!

Clearwater Florida Condos – Why Are They Popular and What Are The Different Types

Clearwater Florida condos are popular with people around the U.S. and other parts of the world for several reasons.

First of all is the location. A lot of people buy a condo here as either a winter/vacation home or future retirement home because of the climate and closeness to so many great areas and activities.

Clearwater Florida is on a peninsula just east of Tampa and is surrounded on 3 sides by Tampa Bay and the Gulf of Mexico. This means that no matter where you are in Clearwater you are no more than about 30 minutes from the beaches. And having the Gulf of Mexico so close means that the temperature is not as hot in the summer and a little warmer in the winter than it is for cities more inland, like Orlando.

The Tampa International Airport (which is one of the easier airports to travel in and out of) is only about 30 minutes away and attractions like Busch Gardens in Tampa or any of the sports and entertainment venues are also very close. The Hard Rock Hotel and Casino in Tampa is less than an hour’s drive and you can get to Disney World in about and hour and a half.

The next reason that Clearwater Florida condos are so popular is that Clearwater and the surrounding cities have a smaller town feel while still being a short distance from a major city, Tampa. Even with the smaller town feel there are lots of good restaurants and shopping plus activities for all age groups year-round without the horrendous traffic you see in other large cities in Central and South Florida.

When you start looking for condos here you’ll see 3 different types of condo-like property being discussed: condos, townhouses and villas. I’ve found that in different areas these terms mean different things so I’d like to clarify for you what they mean here.

The distinction in this area between condos, townhouses and villas are:

Condos – are normally a one-story unit in a multi-story building with other condos on one or more sides and also above and/or below.

Townhouses – are normally 2 or more stories with other townhouses on one or more sides.

Villas – are normally one-story units with other villas attached on one or more sides but none above or below which distinguishes them from condos.

For condos you normally own the airspace of your unit (from the walls in) plus a portion of the common areas of the complex. In some cases the land the complex is on is not owned by the condo owners or association but is leased by the person or entity that owns in. In this case you will have to pay a monthly “land lease” fee. Most of the time these land leases are for very long periods of time (such as 75 years) but even so, some lenders will not give loans for a condo in a complex where there is a land lease involved.

For townhouses and villas you will normally own the whole structure and the land it is on.

In all 3 cases there is usually an association that governs the complex and collect monthly fees that can pay for things like exterior maintenance, roof repairs and replacement, insurance on the building and in some cases certain utilities such as water/sewer bills and basic cable. You will need to find out what the complex you are interested in charges for monthly fees and what they include.

The association also can set and enforce the rules for that complex. These can include parking restrictions, pet regulations, how to authorize changes to your unit, etc. When purchasing, your contract should include a Condominium Association Addendum that gives the right to get a copy of the condominium rules and association financial statements which you will have time to review with a right to cancel if you find something you don’t like (the period is 3 days for a resale unit and 15 days for a new unit).

One additional thing you should be mindful of is whether the complex has any legal or financial troubles that may later affect you. This is especially important for Clearwater Florida condo complexes that were built or were converted into condos during the last few years of the boom period. Some buyers who thought they were getting a great deal didn’t find out until they were hit with a large assessment that they should have done a little more research before taking the plunge and I’d hate to see that happen to you.

Saket And Vasant Kunj Is South Delhis Major Real Estate Destinations

South Delhi has two major real estate destinations that were primarily residential in nature but took on a distinctly commercial flavor recently, thanks to a large land auction in early 2000 by DDA.

Vasant Kunj and Saket were both considered premium residential areas with a large number of residential options. However, with clusters of premium retail malls developing here, both Vasant Kunj and Saket have evolved as major retail destinations. The affluent residential populace in the region has led to a high-profile positioning for the malls and a healthy rate of footfalls. Both areas are also on the Delhi-Gurgaon Metro link and are expected to see an enhancement in the number of footfalls to its retail malls.

Vasant Kunj

Vasant Kunj has always been an indemand locality of South Delhi with values remaining high. It has always benefited from good infrastructure and ambience. Its proximity to the commercial hub of Gurgaon and the airport, as well as being at sniffing distance with one of South Delhi’s most affluent plotted areas -Vasant Vihar – has resulted in a sustained positive real estate outlook.

Vasant Kunj has rapidly grown as a commercial hub. With the DDA auctioning land in the area for mall development, it has also become a retail hub now. Malls like DLF’s Emporio and the Ambi Mall, under construction by Ambience Developers Pvt Ltd; Vasant Square Mall by Suncity and DLF’s Promenade or Palace, offers ample shopping options to customers. There is something for each type of buyer. Demand for office space here has also increased in the past few months. Values are either stable or have seen minor changes.

Being the upscale locality of South Delhi, property values have always been high. There has been an increase in the rate of transactions since August 2009 and values have increased by 15% since November 2009.

It is centrally located with good infrastructure and transport facilities. The commissioning of the Delhi Metro rail’s Gurgaon link will enhance its connectivity from end-January 2010. This is expected to further enhance footfalls in retail malls here. Since many malls are expected to be ready by this time, it may well compete with Gurgaon as a retail hub. Local brokers are also expecting a hike in real estate values in the future.

Saket real estate segment

Saket is the other destination in South Delhi that has rapidly evolved as a commercial hub. With a cluster of retail and office spaces coming up in the community centre area it has emerged as one of the most expensive shopping and entertainment centers of South Delhi.

Saket has a large bank of residential populace of its own, besides being in close proximity to densely populated areas like Malviya Nagar, Sheikh Sarai, etc. Therefore, malls like Select City Walk, MGF Metropolis, The Square One Mall, The Courtyard Mall, all within the same complex, have opened multiple shopping options for visitors. Investors also prefer malls compared to local shopping complexes. Rajeev Goel of Comtel Association, a local realtor, says: “Retail values have increased by 20-25% since 2008. In late 2008 and 2009, due to the economic slowdown, investors were moving out of malls. But, now, the situation has improved and retailers prefer malls to local markets. It has not only drawn visitors from South Delhi, but also NCR, like Gurgaon, Faridabad and Noida.”

An interesting result of the cluster of new retail developments is the drop in footfalls in Anupam PVR complex, both in the multiplex as well as the shopping complex.

Residential market has also improved in terms of transactions and values. Due to its proximity to Gurgaon and Faridabad, and also owing to the soon-to-open Delhi Metro station in the locality, residential real estate values have received a boost. The value of residential apartments and builder floors has risen by 15% and plot values by 15-20%. Apartment rental values have remained stable since November 2009.